:root {
    --primary: #3a5a78;
    --accent: #2e8b7a;
    --bg: #f6f7f9;
    --card-bg: #ffffff;
    --text: #26313d;
    --muted: #66768a;
    --border: #e5e9ee;
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: "Apple SD Gothic Neo", "Malgun Gothic", "Noto Sans KR",
        -apple-system, BlinkMacSystemFont, Roboto, sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.6;
}

.wrap {
    max-width: 720px;
    margin: 0 auto;
    padding: 40px 20px 80px;
}

header.hero {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 24px 0 32px;
}

header.hero img {
    width: 72px;
    height: 72px;
    border-radius: 18px;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.12);
}

header.hero h1 {
    font-size: 22px;
    margin: 0 0 4px;
}

header.hero p {
    margin: 0;
    color: var(--muted);
    font-size: 14px;
}

nav.top {
    display: flex;
    gap: 16px;
    font-size: 14px;
}

nav.top a {
    color: var(--muted);
    text-decoration: none;
}

nav.top a:hover,
nav.top a.active {
    color: var(--primary);
    text-decoration: underline;
}

.card {
    background: var(--card-bg);
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 24px 28px;
    margin-bottom: 20px;
}

h2 {
    font-size: 17px;
    color: var(--primary);
    margin: 0 0 12px;
}

h2.section {
    margin-top: 28px;
}

ul.features {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    gap: 12px;
}

ul.features li {
    display: flex;
    gap: 10px;
    font-size: 15px;
}

ul.features li::before {
    content: "•";
    color: var(--accent);
    font-weight: 700;
}

table.policy {
    width: 100%;
    border-collapse: collapse;
    font-size: 14px;
    margin: 10px 0 20px;
}

table.policy th,
table.policy td {
    border: 1px solid var(--border);
    padding: 10px 12px;
    text-align: left;
    vertical-align: top;
}

table.policy th {
    background: #f0f3f6;
    width: 30%;
    color: var(--primary);
}

p.muted {
    color: var(--muted);
    font-size: 13px;
}

a.contact {
    color: var(--accent);
    font-weight: 600;
    text-decoration: none;
}

a.contact:hover {
    text-decoration: underline;
}

footer {
    margin-top: 40px;
    text-align: center;
    color: var(--muted);
    font-size: 12px;
}

@media (max-width: 480px) {
    .card {
        padding: 18px 18px;
    }
    header.hero {
        flex-wrap: wrap;
    }
}